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Terms And Conditions


Phnk is a platform that allows people to build communities, share their thoughts and ideas, express themselves creatively and connect with one another. These Terms govern your use of Phnk App features, apps, services, technologies and software that we offer except where we expressly state that separate terms (and not these) apply. These Products are provided to you by Phnk Networks India Private Limited.

Downloading our app is free of cost and we don’t charge for the usage of the app. As Phnk is a platform offering people to host their groups, events, shops and consulting practice, these services may be chargeable with the charges prescribed by the host. Phnk has no role in determining these charges. Phnk may allow individuals and businesses to advertise on our platform and to show ads for their products and services. Phnk will keep these ads to the minimum and as relevant as possible.

We don't sell your personal data to advertisers, and we don't share information that directly identifies you (such as your name, email address or other contact information) with advertisers unless you give us specific permission. We may use your age, gender and location identifiers in an anonymized fashion to show you content and ads that is most relevant to you. Similarly we may make available reports about the performance of their ads that help them understand how people are interacting with their content.

To know more about how we collect, store and share your personal information please read our privacy policy.

  1. Phnk Services
  2. Our mission is to empower individuals to build meaningful connections and foster a sense of community. We strive to bring people together and promote understanding and empathy. To support this mission, we offer a range of products and services that are designed to help individuals connect with others and engage with the world around them in a positive and meaningful way. Some of the services that we offer are:

    Profile creation: Users can create a personalized profile, adding information such as their name, location, interests, and contact information.

    Friend or follow functionality: Users can connect with others by adding them as friends or following their profiles. This allows them to see the other user’s posts and updates in their feed.

    Posting and sharing content: Users can create and share posts, such as status updates, photos, videos, and links, with their friends or followers.

    Messaging: Users can send private messages to one another, enabling them to communicate directly and privately.

    Commenting and liking: Users can comment on others’ posts and like them to show their appreciation or support.

    Tagging and mentioning: Users can tag others in their posts or mention them in their comments, which notifies the mentioned user and creates a link to their profile.

    Groups and communities: Users can join groups or communities based on shared interests or affiliations, enabling them to connect with others who share similar interests.

    Notifications: Users receive notifications when someone interacts with their content, such as liking, commenting, or mentioning them.

  3. How Phnk Makes money
  4. Phnk makes money through multiple ways, including but not limited to ads, subscriptions and e-commerce services for physical and virtual goods.

    Ads: When you use Phnk’s products and services, you agree to let us show you personalized ads and sponsored content. We use your personal data, such as your activity and interests, to make sure the ads and content we show you are relevant and useful. By using our products, you’re helping us to provide you with a better ad experience.

    Paid Groups: Phnk offers a variety of paid subscription groups that provide access to exclusive content from experts and creators. These groups are available on a monthly or annual basis, and they offer a range of benefits that are not available on non-subscription groups. By subscribing to one of these groups, you’ll gain access to in-depth discussions, specialized knowledge, and valuable insights from experienced professionals in their respective fields. Additionally, you’ll have the opportunity to connect with like-minded individuals and engage in meaningful discussions that can help you grow both personally and professionally.

    The paid groups on phnk are carefully curated to ensure that the content is high-quality, relevant, and engaging. The experts and creators who contribute to these groups are passionate about sharing their knowledge and expertise, and they are committed to providing valuable insights and advice. By subscribing to a paid group, you’ll be able to tap into their wealth of knowledge and experience, and gain a deeper understanding of the topics that interest you.

  5. Community Standards: What you can post and not post
  6. Bullying and harassment

    We take bullying and harassment very seriously, and we want to make sure that our platform is a safe and welcoming environment for all users. Bullying and harassment can have serious negative effects on individuals and communities, and we will not tolerate such behavior on our platform.

    Definition of Bullying and Harassment: Bullying and harassment include, but are not limited to, behavior that is intended to intimidate, belittle, or harm another person, or that is meant to frighten, threaten, or incite violence against another person. This can include, but is not limited to, comments, messages, posts, or any other form of communication that is intended to hurt, threaten, or degrade another person.

    Policy: We prohibit any behavior that constitutes bullying or harassment on our platform. We encourage all users to treat each other with respect and kindness, and to report any behavior that they believe violates this policy.

    Consequences: If we determine that a user has engaged in bullying or harassment, we may take a number of steps, including but not limited to:

    • Issuing a warning to the user
    • Suspending the user’s account
    • Terminating the user’s account
    • Reporting the behavior to law enforcement or other appropriate authorities

    We reserve the right to take appropriate action to protect the safety and well-being of our users, and we will not tolerate any behavior that undermines the safety and respect of our community.

    We encourage all users to report any behavior that they believe violates this policy. If you believe that you or someone else is being bullied or harassed, please let us know so that we can take appropriate action.

    We are committed to creating a safe and welcoming environment for all users, and we will do everything in our power to prevent bullying and harassment on our platform. Thank you for helping us create a positive and respectful community.

    Abusive language

    We are dedicated to fostering a safe and welcoming atmosphere for all users on our platform. Any language that we deem to be abusive or harmful is not allowed. Abusive language includes, but is not limited to, threats, hate speech, personal attacks, insults, and harassment.

    We use a combination of algorithms and human moderators to monitor and enforce this policy. We are committed to creating a welcoming environment for all users and take any violations of this policy seriously. This policy is a part of our larger effort to make the world a better place.

    Users who violate this policy risk having their comments or posts removed, being temporarily or permanently banned from the platform, or receiving a warning. We encourage users to report any abusive language to us, and we reserve the right to remove any content that, in our judgment, violates this policy.

    Hate Speech

    We are committed to creating a safe and welcoming environment for all users, and we prohibit hate speech in any form on our platform. Hate speech is any content that promotes or condones violence against, or hatred towards, individuals or groups based on race, ethnicity, gender, religion, sexual orientation, disability, or any other protected characteristic. This includes symbols, imagery, or propaganda that is intended to promote or glorify hate groups or ideologies.

    We take all reports of hate speech seriously and will take appropriate action, up to and including removal of the content and suspension or termination of the account, when we determine that hate speech has occurred.

    We understand that there may be content that is offensive or controversial, but that does not necessarily rise to the level of hate speech. In these cases, we may not remove the content, but we may restrict its visibility or provide additional context to help users understand the content in a broader perspective.

    We encourage users to report any content that they believe violates this policy, and we will review all reports promptly and take appropriate action.

    We are committed to fostering a culture of respect, inclusion, and empathy on our platform, and we will not tolerate hate speech in any form.

    Graphic violence

    Graphic violence refers to any content that depicts violent or gory acts, including but not limited to, murder, torture, mutilation, or suicide. This includes images, videos, or descriptions that are intended to shock or disturb, and that may cause harm to individuals or groups.

    We prohibit any content that promotes or glorifies graphic violence. This includes, but is not limited to, content that:

    • Depicts violent or gory acts, including images or videos of injuries, death, or violence against animals or humans.
    • Threatens or promotes violence against individuals or groups based on race, ethnicity, gender, religion, or any other characteristic.
    • Provides instructions or encourages engagement in violent or harmful activities.

    We will remove and report any content that violates this policy. We also reserve the right to suspend or terminate the account of any user who violates this policy.

    We understand that graphic violence may be necessary in certain contexts, such as educational or documentary purposes. Therefore, we may allow exceptions to this policy for content that:

    • Serves an educational or documentary purpose and is presented in a respectful and appropriate manner.
    • Is related to a newsworthy event and is presented in a manner that is respectful and not gratuitous.
    Nudity

    Posting images of genitalia of both men and women in public accounts and public groups is strictly prohibited. You may post these images in your private accounts and private groups which are restricted to users of ages 18 and above. Images depicting nudity in public groups would be taken down and accounts suspended or deleted.

    These guidelines need to followed while posting nude images and graphics or videos of sexual acts.

    • All such acts need to be consensual.
    • All the images and videos posted should be with the consent of the individuals.
    • You may post fully nude pictures which we may tag as sensitive content making the potential viewers aware of the content in the images.
    • You may post images and videos of sexual acts which are consensual in nature and whose rights belong to you.
    Spam

    Spam refers to any content or activity that is unsolicited, unwanted, and repetitive, and that disrupts the normal functioning of the platform. This includes, but is not limited to, unsolicited messages, comments, posts, likes, shares, and followers.

    There are several types of spam that are prohibited on the platform, including:

    • Unsolicited commercial messages or advertisements
    • Unsolicited personal messages or requests
    • Posts or comments that are off-topic or disruptive
    • Posts or comments that are inappropriate, offensive, or harmful
    • Posts or comments that impersonate other users or entities
    • Posts or comments that violate the privacy of other users
    • Posts or comments that promote or facilitate illegal activities
    • Posts or comments that contain malware, viruses, or other harmful software

    The platform will use a combination of human moderators and automated tools to enforce this policy. Users who violate this policy may have their content removed, their accounts suspended or terminated, and/or be subject to other penalties, as determined by the platform in its sole discretion.

    Users can report spam by using the reporting tools provided on the platform. The platform will review all reports of spam and take appropriate action.

    Users are responsible for ensuring that their content and activities comply with this policy. Users who violate this policy may have their accounts suspended or terminated, and/or be subject to other penalties, as determined by the platform in its sole discretion.

    Self Harm & Suicide

    Content that promotes, encourages, coordinates or provides instructions for

    • Suicide
    • Self-injury.
    • Eating disorders.

    Content that depicts graphic self-injury imagery

    It is against our policies to post content depicting a person who engaged in a suicide attempt or death by suicide. Any such content would be taken down immediately.

    Incitement to self harm

    We are committed to creating a safe and supportive online community where all users can feel welcome and respected. We encourage users to report any content that promotes or glorifies self-harm or other dangerous behaviors. Our team will review all reports and take appropriate action to ensure that our platform remains a positive and supportive environment for all.

    We also recognize that mental health is an important issue that affects many people, and we want to support our users in any way we can. If you are struggling with mental health issues, we encourage you to reach out to a trusted friend, family member, or mental health professional for support. There are also many resources available online that can provide help and guidance.

    Remember, we are all here to support each other and promote positive and healthy online interactions. Let’s work together to create a safe and respectful community for everyone.

    Child abuse and exploitation

    Phnk takes the issue of child sexual exploitation very seriously and has strict policies in place to prevent and report this type of content. Child sexual exploitation includes any material that depicts or suggests sexual activity involving a child under the age of 18. This includes both real-life images and illustrations or computer-generated images. Sharing, viewing, or linking to this content is not allowed on Phnk and can be considered a violation of our rules.

    Content depicting or promoting child sexual exploitation is strictly prohibited. This includes visual depictions of children engaging in explicit or suggestive acts, as well as sexualized comments about minors or links to such material. Additionally, sharing or promoting fantasies involving child exploitation, soliciting explicit materials involving minors, or engaging in inappropriate conversations with children is not allowed. Identifying victims of childhood sexual exploitation or normalizing attraction to minors as a sexual orientation is also prohibited. These behaviors are strictly enforced to ensure the safety and protection of minors online.

    Child sexual exploitation is a form of child abuse and is illegal in all countries. It is also a crime to promote or glorify child sexual exploitation, which includes sharing or linking to content that furthers this behavior. Any such content would be reported to authorities for legal action.

    If you see any content on Phnk that you believe to be child sexual exploitation, please report it immediately to us. We have a dedicated team that reviews reports and takes action as necessary.

    Political Content

    We strongly discourage political discussions on Phnk, creation of groups to discuss political parties and/or political personalities is prohibited. All such groups and content would be deleted by Phnk immediately without any warning or notice.

    Promoting restricted products and services

    Posts about promoting, buying, selling, gifting, donating, soliciting or hosting consults and hosting events with respect to the following products and services is strictly prohibited by anyone.

    1. Firearms, ammunition, parts of firearms, explosives.
    2. Non-pharmaceutical drugs, prohibited drugs and contraband drugs and narcotics.
    3. Marijuana and related products
    4. Tobacco and tobacco related products
    5. Alcohol and alcohol related products, except by verified accounts, the visibility of the same would be restricted to account holders of ages 18 and above.
    6. Prescription pharmaceutical drugs, except by verified accounts that are categorized under medical professionals, the visibility of the same would be restricted to account holders of ages 18 and above.
    7. Endangered wildlife species and plants
    8. Weight loss products and services, except by verified accounts that are categorized under medical professionals, the visibility of the same would be restricted to account holders of ages 18 and above.
    Promoting crime

    In our efforts to create a safe and respectful community, we prohibit content that promotes or facilitates harmful or illegal activities. This includes:

    Harm against people:

    • Outing individuals who may be at risk of harm, including those who are members of marginalized groups or have relationships with such individuals.
    • Promoting or encouraging dangerous viral challenges.
    • Advocating for or coordinating harmful activities, such as swatting or physical harm against animals.

    Harm against animals:

    • Coordinating or promoting acts of physical harm against animals, except in cases of redemption, hunting, religious sacrifice, food preparation, pest control, mercy killing, self-defense, or bullfighting.
    • Promoting staged animal vs animal fights.
    • Sharing video imagery of fake animal rescues.

    Harm against property:

    • Advocating for or coordinating harm against property, including vandalism, hacking with malicious intent, theft, or unauthorized access to data systems.
    • We believe in promoting respect, safety, and positive interactions within our community. Therefore, we do not allow content that advocates for or promotes harmful or illegal activities. Instead, we encourage our members to engage in respectful and constructive dialogue, with the aim of fostering a positive and supportive community.
    Impersonation

    Users of Phnk are strictly prohibited from engaging in any form of impersonation. This includes creating accounts or profiles that falsely represent another individual, entity, or organization.

    Any attempt to misrepresent one's identity, affiliations, or personal details will result in immediate account suspension or termination.

    Impersonation may lead to legal consequences as per applicable laws and regulations. Our company reserves the right to cooperate with law enforcement authorities and take appropriate legal action against those found engaged in impersonation.

  7. Expert Verification
  8. This policy statement outlines a thorough process for verifying experts, ensuring that only those with the necessary qualifications and standing in their field are recognised as experts. By emphasising degree of specialisation, experience, and standing in the field, the policy statement sets a high bar for expertise, while also ensuring that the verification process is fair and transparent.

    To qualify as an expert, an individual must meet at least one of the following criteria:

    1. Degree of specialisation: The individual must hold a degree in a relevant field, such as a PhD, Master’s, or Bachelor’s degree, from an accredited institution.
    2. Experience: The individual must have a minimum of 5 years of experience in their field, with a proven track record of success and achievement.
    3. Standing in the field: The individual must have a recognised standing in their field, such as being widely cited, published, or recognised by their peers for their contributions.

    We conduct verification on the individual’s background, including their education, experience, and standing in their field.

    Once we have completed the verification process, we grant the individual expert status and list them as a qualified expert in our database. We regularly review and update our list of experts to ensure that only those who continue to meet our criteria are included.

    By following this rigorous process, we ensure that our users can rely on the expertise and credibility of the individuals we recognise as experts.

  9. Intellectual Property and Copyright
  10. Users retain ownership of the original content they upload, post, or share on our social media platform. By agreeing to these terms, users grant our company a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute their content for the purpose of operating, promoting, and improving our platform. This license terminates when users delete their content from the platform, except for content shared with others, which may remain visible even after removal.

    All usernames are property of Phnk and maybe removed due to prolonged non use of the account and assigned to other users at the discretion of Phnk. However any active account (an account that has posted at least once in the past six months) is safe from deletion and/or reassignment.

    Phnk respects copyright laws and expects users to do the same. Users must not upload, post, or share content that infringes on the intellectual property rights of others, including but not limited to copyrighted material, trademarks, or trade secrets.

    We have a process in place to handle copyright infringement claims. If users believe their copyrighted material has been unlawfully used on our platform, they can submit a valid copyright infringement notice, and we will promptly investigate and take appropriate action, which may include removing the infringing content or disabling access to it. A mail can be sent to support@phnk.in for any copyright infringement.

    Users are solely responsible for ensuring they have the right to share the content they post on our platform. Any unauthorized use of copyrighted material may result in legal consequences, including liability for damages and legal fees.

    Intellectual Property of the Company: All proprietary content, software, design, graphics, logos, trademarks, and other intellectual property associated with Phnk are the exclusive property of our company and are protected by applicable intellectual property laws.

    Users are not permitted to use Phnk’s intellectual property without explicit permission, except when sharing content from our platform in compliance with our terms of use.

    Respect for Others' Intellectual Property: We encourage our users to respect the intellectual property of others and report any suspected copyright violations they encounter on our platform.

    Termination of Infringing Accounts: Our company reserves the right to terminate the accounts of users who repeatedly infringe on the intellectual property rights of others or violate our copyright material clause.

  11. Account Suspensions, termination and appeal
  12. We want Phnk to be a place where people can freely express themselves and share their ideas without any hate or judgment.

    If we determine, in our sole discretion, that you have clearly, seriously, or repeatedly violated our Terms or Policies, including, in particular, the Community Standards, we may suspend or permanently disable your access to Phnk, as well as suspend or permanently delete your account. We may also disable or delete your account if you repeatedly infringe on the intellectual property rights of others, or if we are required to do so by law.

    We may disable or delete your account if, if your account is unused and remains inactive for an extended period of time, or we suspect that someone used it without your permission and we are unable to confirm your ownership of the account.

    If we take such action, we will notify you and explain your options for requesting a review, unless doing so would expose us or others to legal liability; harm our user community; compromise or interfere with the integrity or operation of any of our services, systems, or Products; be restricted due to technical limitations; or be prohibited.

    If your account has been disabled you can appeal to us and provide us information that may be required to restore your account. You can send a mail to support@phnk.in to do so.

    Account creation on Phnk does not require you to enter and confirm your email or phone number. In a scenario where you have not entered your email or phone number, account recovery is difficult. It is advised that you keep your password secure and not share it with anyone.

    Phnk is not liable for any downtime our app can experience while we ensure the best products possible while also establishing clear guidelines for everyone who uses them. Our Products, on the other hand, are provided "as is," and we make no guarantees that they will always be safe, secure, or error-free, or that they will function without interruptions, delays, or imperfections, to the extent permitted by law. We also disclaim all warranties, express or implied, to the extent permitted by law, including the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not control or direct what people do or say, and we are not liable for their actions or conduct (whether online or offline) or any content they share (including offensive, inappropriate, obscene, unlawful, or otherwise objectionable content).

    We make every effort to Phnk is a safe space for everyone, however our moderation tools and manpower are limited and we encourage users to make sure to mark any offensive, disrespectful, abusive post to make Phnk a safe space for all users.

    We make every effort to keep the Phnk platform free of spammers and fraudulent users, limiting the creation of shops, events and consults on the platform to only the verified accounts. Users are advised to due diligence and exercise caution while dealing with other users they meet on the site. You are advised to not exchange personal information such as name, phone number, email address, other social media account information, physical address etc with each other. Phnk will not be liable for any personal loss or injury that may result from off platform transactions or interactions.

  13. Disputes and Settlement
  14. The site is governed by the IT laws of India and In case of any dispute the applicable court of law would be the courts of Delhi, India.

  15. Refund and cancellation policy
    1. A.I. generated avatar is non-refundable.
    2. All subscription are non-refundable, if they are canceled while the subscription is valid there would no refund of the balance amount. The subscription needs to be canceled at least two days before the subscription renewal date. Upon cancellation there would be no renewal.
    3. All chat and talk with experts are non-refundable. However if the customer feels that the advice is fraudulent or is a case of impersonation, they can send an email to hi@phnk.in and our team would review the recordings and determine if the concern is genuine. Based on that a refund would be issued.
    4. Any money left in wallet can be refunded back just send a mail to hi@phnk.in and request a refund of the balance amount.